The compulsory mortgage insurance is 2 % to the appraised property value. Additional costs are the title insurance, attorney and county recording fees. The survey is $ 300 – 500 and the monthly service fee $ 25 – 35.
Owning gold coins and precious diamond jewelry is virtually similar to owning the American dollar. Coins and jewelry are easily transformed into money that you can spend everywhere across the globe.
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Earnest money is paid to the Seller and the home is taken off the market. It shows your sincere interest in the property. Generally, the earnest money amount is applied to and deducted from the cost of the home.
One ounce of PURE gold roughly equals 32 grams (pure gold being calculated as 24 carat). Oh and BTW – if you see I am switching between ct or kt (carats and karats) please read my earlier articles on the jewelry appraisal cost Center relating to gold quality here.
# 1: The Maker’s Mark (Usually some initials). Not all that important for everyday items, unless you want to collect Jewelry from one maker. Silver collectors may want to buy items from say, Bateman (I should be so lucky).
In case of pearls, there are two basic tests which require no equipment. The first is the “rub test,” which can be done if there is more than one pearl. Rub the two pieces of pearl in a circular motion against each other. If they remain smooth and glassy, then they are not authentic. The second is the tooth test; you can rub the pearl against your front tooth. A slight texture will be perceptible if it is real, whilst the fake will remain smooth and glassy.